/* =========================================================
   COMMON CSS — Satguru Wealth
   Organized: Reset -> Fonts -> Root Vars -> Typography ->
   Preloader -> Header -> Buttons -> Sections -> Footer ->
   Responsive
========================================================= */

/* =========================================================
   1. GLOBAL RESET
========================================================= */

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  margin: 0;
  padding: 0;
  overflow-x: hidden;
  font-family: 'Sora', sans-serif;
}

a {
  color: inherit;
  text-decoration: none;
}

a:hover,
a:focus {
  text-decoration: none;
}

ul,
ol,
li {
  margin: 0;
  padding: 0;
  list-style: none;
}

img,
svg {
  vertical-align: middle;
}

img {
  max-width: 100%;
  height: auto;
}

button,
input,
textarea,
select {
  font: inherit;
}

button {
  border: 0;
  outline: 0;
}

button:focus,
input:focus,
textarea:focus,
select:focus {
  outline: none;
}

table {
  width: 100%;
  border-collapse: collapse;
}

section,
.container,
.container-fluid {
  position: relative;
}

/* ---------- Utilities ---------- */

.text-break {
  word-break: break-word;
  overflow-wrap: break-word;
}

.no-select {
  user-select: none;
}

.pointer {
  cursor: pointer;
}

.text-blue {
  color: var(--sw-blue);
}

.text-blue-dark {
  color: var(--sw-blue-deep);
}

.text-gold {
  color: var(--sw-gold) !important;
}

.text-white-60 {
  color: var(--white-60);
}

.section-dark {
  background: var(--sw-ink);
}

.opacity-transform {
  opacity: 0;
  transform: translateY(16px);
  will-change: opacity, transform;
}

.border-t-1-c {
  border-top: 1px solid rgba(13, 20, 32, 0.1);
}

::selection {
  background: var(--sw-gold);
  color: var(--sw-ink);
}

hr {
  border: 0 !important;
  width: 1px !important;
  height: 24px !important;
  background: var(--sw-white) !important;
  margin: 0 !important;
  opacity: 0.7 !important;
}

/* =========================================================
   2. FONT FACES
========================================================= */

/* ---------- Fraunces ---------- */

@font-face {
  font-family: 'Fraunces';
  src: url('/assest/webfont/fraunces/Fraunces_72pt-Thin.woff2') format('woff2');
  font-weight: 100;
  font-style: normal;
  font-display: swap;
}

@font-face {
  font-family: 'Fraunces';
  src: url('/assest/webfont/fraunces/Fraunces_72pt-Light.woff2') format('woff2');
  font-weight: 300;
  font-style: normal;
  font-display: swap;
}

@font-face {
  font-family: 'Fraunces';
  src: url('/assest/webfont/fraunces/Fraunces_72pt-Regular.woff2')
    format('woff2');
  font-weight: 400;
  font-style: normal;
  font-display: swap;
}

@font-face {
  font-family: 'Fraunces';
  src: url('/assest/webfont/fraunces/Fraunces_72pt-SemiBold.woff2')
    format('woff2');
  font-weight: 600;
  font-style: normal;
  font-display: swap;
}

@font-face {
  font-family: 'Fraunces';
  src: url('/assest/webfont/fraunces/Fraunces_72pt-Bold.woff2') format('woff2');
  font-weight: 700;
  font-style: normal;
  font-display: swap;
}

@font-face {
  font-family: 'Fraunces';
  src: url('/assest/webfont/fraunces/Fraunces_72pt-Black.woff2') format('woff2');
  font-weight: 900;
  font-style: normal;
  font-display: swap;
}

@font-face {
  font-family: 'Fraunces';
  src: url('/assest/webfont/fraunces/Fraunces_72pt-ltalic.woff2')
    format('woff2');
  font-weight: 400;
  font-style: italic;
  font-display: swap;
}

@font-face {
  font-family: 'Fraunces';
  src: url('/assest/webfont/fraunces/Fraunces_72pt-Lightltalic.woff2')
    format('woff2');
  font-weight: 300;
  font-style: italic;
  font-display: swap;
}

@font-face {
  font-family: 'Fraunces';
  src: url('/assest/webfont/fraunces/Fraunces_72pt-SemiBoldltalic.woff2')
    format('woff2');
  font-weight: 600;
  font-style: italic;
  font-display: swap;
}

@font-face {
  font-family: 'Fraunces';
  src: url('/assest/webfont/fraunces/Fraunces_72pt-BoldItalic.woff2')
    format('woff2');
  font-weight: 700;
  font-style: italic;
  font-display: swap;
}

@font-face {
  font-family: 'Fraunces';
  src: url('/assest/webfont/fraunces/Fraunces_72pt-BlackItalic.woff2')
    format('woff2');
  font-weight: 900;
  font-style: italic;
  font-display: swap;
}

/* ---------- Sora ---------- */

@font-face {
  font-family: 'Sora';
  src: url('/assest/webfont/sora/Sora-Thin.woff2') format('woff2');
  font-weight: 100;
  font-style: normal;
  font-display: swap;
}

@font-face {
  font-family: 'Sora';
  src: url('/assest/webfont/sora/Sora-ExtraLight.woff2') format('woff2');
  font-weight: 200;
  font-style: normal;
  font-display: swap;
}

@font-face {
  font-family: 'Sora';
  src: url('/assest/webfont/sora/Sora-Light.woff2') format('woff2');
  font-weight: 300;
  font-style: normal;
  font-display: swap;
}

@font-face {
  font-family: 'Sora';
  src: url('/assest/webfont/sora/Sora-Regular.woff2') format('woff2');
  font-weight: 400;
  font-style: normal;
  font-display: swap;
}

@font-face {
  font-family: 'Sora';
  src: url('/assest/webfont/sora/Sora-Medium.woff2') format('woff2');
  font-weight: 500;
  font-style: normal;
  font-display: swap;
}

@font-face {
  font-family: 'Sora';
  src: url('/assest/webfont/sora/Sora-Bold.woff2') format('woff2');
  font-weight: 700;
  font-style: normal;
  font-display: swap;
}

@font-face {
  font-family: 'Sora';
  src: url('/assest/webfont/sora/Sora-ExtraBold.woff2') format('woff2');
  font-weight: 800;
  font-style: normal;
  font-display: swap;
}

/* =========================================================
   3. ROOT VARIABLES
========================================================= */

:root {
  /* Font sizes (overridden per breakpoint below) */
  --fs-body: 16px;
  --fs-h1: 64px;
  --fs-h2: 48px;
  --fs-h3: 36px;
  --fs-h4: 28px;
  --fs-h5: 22px;
  --fs-h6: 18px;
  --fs-p: 16px;
  --fs-span: 16px;
  --fs-li: 16px;

  /* Colors */
  --sw-blue-deep: #0e3156;
  --sw-blue-dark: #071f4d;
  --sw-blue: #1a5dad;
  --sw-blue-bright: #2f7fe0;
  --sw-blue-bright-light: #f0f7ff;

  --sw-gold: #f5a623;
  --sw-gold-deep: #d98a12;

  --sw-ink: #0d1420;
  --sw-paper: #f7f5ef;
  --sw-paper-dim: #eeece3;
  --sw-white: #ffffff;
  --sw-muted: rgba(0, 0, 0, 0.7);
  --white-60: rgba(255, 255, 255, 0.6);

  --ease: cubic-bezier(0.22, 0.9, 0.3, 1);

  /* Gradients */
  --bg-gradient:
    radial-gradient(
      circle at 82% 18%,
      rgba(245, 166, 35, 0.18),
      transparent 42%
    ),
    radial-gradient(
      circle at 12% 85%,
      rgba(26, 93, 173, 0.14),
      transparent 45%
    ),
    var(--sw-paper);

  --bg-gradient-blue: linear-gradient(
    120deg,
    rgba(14, 49, 86, 0.86),
    rgba(23, 61, 104, 0.72)
  );
}

/* =========================================================
   4. TYPOGRAPHY
========================================================= */

h1,
h1 span,
h2,
h2 span,
h3,
h4,
h5,
h6 {
  font-family: 'Sora', serif;
  line-height: 1.2;
  margin: 0;
}

h1,
h1 span {
  font-size: var(--fs-h1);
}

h2,
h2 span {
  font-size: var(--fs-h2);
}

h3 {
  font-size: var(--fs-h3);
}

h4 {
  font-size: var(--fs-h4);
}

h5 {
  font-size: var(--fs-h5);
}

h6 {
  font-size: var(--fs-h6);
  position: relative;
}

.fraunces {
  font-family: 'Fraunces', serif !important;
}

p {
  font-family: 'Sora', sans-serif;
  font-size: var(--fs-p);
  margin: 0 0 1rem;
}

span {
  font-size: var(--fs-span);
}

ul,
ol {
  margin: 0 0 1rem;
}

ul li,
ol li {
  font-size: var(--fs-li);
}

/* ---------- Hero-style italic span accent ---------- */

h1 span,
h2 span {
  font-style: italic;
  font-weight: 900;
  color: var(--sw-gold-deep);
  display: inline-block;
  will-change: transform;
}

/* =========================================================
   5. PRELOADER
========================================================= */

.site-preloader {
  position: fixed;
  inset: 0;
  z-index: 999999;
  display: grid;
  place-items: center;
  background: var(--sw-blue-bright-light);
  transition:
    opacity 0.7s ease,
    visibility 0.7s ease;
}

.site-preloader.is-loaded {
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
}

.preloader-inner {
  position: relative;
  width: 180px;
  height: 180px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.preloader-svg {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  transform: rotate(-90deg);
}

.loader-track {
  fill: none;
  stroke: rgba(10, 75, 55, 0.1);
  stroke-width: 1.5;
}

.loader-progress {
  fill: none;
  stroke: var(--sw-blue-deep);
  stroke-width: 2.5;
  stroke-linecap: round;
  stroke-dasharray: 452;
  stroke-dashoffset: 452;
  animation: loaderProgress 2s ease-in-out infinite;
}

.loader-dot {
  fill: var(--sw-gold);
  transform-origin: 90px 90px;
  animation: loaderDot 2s linear infinite;
}

.preloader-brand {
  position: relative;
  z-index: 2;
  display: flex;
  flex-direction: column;
  align-items: center;
  animation: brandReveal 1s ease both;
}

.preloader-brand-name {
  font-family: 'Fraunces', serif;
  font-size: 29px;
  font-weight: 700;
  line-height: 1;
  color: var(--sw-blue-deep);
}

.preloader-brand-sub {
  margin-top: 7px;
  font-family: 'Sora', sans-serif;
  font-size: 10px;
  font-weight: 600;
  letter-spacing: 5px;
  color: var(--sw-gold-deep);
}

.preloader-line {
  position: absolute;
  bottom: -28px;
  left: 50%;
  width: 45px;
  height: 2px;
  transform: translateX(-50%);
  background: var(--sw-gold-deep);
  animation: lineReveal 1.2s ease-in-out infinite;
}

@keyframes loaderProgress {
  0% {
    stroke-dashoffset: 452;
  }
  50% {
    stroke-dashoffset: 110;
  }
  100% {
    stroke-dashoffset: -452;
  }
}

@keyframes loaderDot {
  from {
    transform: rotate(0deg);
  }
  to {
    transform: rotate(360deg);
  }
}

@keyframes brandReveal {
  from {
    opacity: 0;
    transform: scale(0.92);
  }
  to {
    opacity: 1;
    transform: scale(1);
  }
}

@keyframes lineReveal {
  0%,
  100% {
    opacity: 0.3;
    width: 30px;
  }
  50% {
    opacity: 1;
    width: 65px;
  }
}

@media (prefers-reduced-motion: reduce) {
  .loader-progress,
  .loader-dot,
  .preloader-brand,
  .preloader-line {
    animation: none;
  }
}

/* =========================================================
   6. TOP BAR
========================================================= */

.topbar {
  background: var(--sw-blue-deep);
  color: var(--sw-white);
  font-family: 'Sora', sans-serif;
}

.topbar-inner {
  min-height: 40px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}

.topbar-inner .topbar-contact {
  display: flex;
  align-items: center;
  gap: 14px;
}

.topbar-contact a {
  font-size: 12.8px !important;
}

.topbar-contact a svg {
  margin-right: 4px;
}

.topbar svg {
  width: 16px;
  height: 16px;
  stroke-width: 1.7;
}

.topbar-social {
  display: flex;
  align-items: center;
  gap: 8px;
}

.topbar-social span {
  font-size: 12.8px;
}

.topbar-social a {
  width: 26px;
  height: 26px;
  display: flex;
  align-items: center;
  justify-content: center;
  border: 1px solid var(--sw-white);
  border-radius: 50%;
  background: transparent;
  transition:
    background-color 0.3s ease,
    border-color 0.3s ease,
    color 0.3s ease,
    transform 0.3s ease;
}

.topbar-social a svg {
  width: 16px;
  height: 16px;
  fill: var(--sw-white);
  transition:
    stroke 0.3s ease,
    transform 0.3s ease;
}

.topbar-social a:hover {
  background: var(--sw-gold);
  border-color: var(--sw-gold);
  transform: translateY(-3px);
}

.topbar-social a:hover svg {
  stroke: var(--sw-white);
  transform: scale(1.1);
}

/* =========================================================
   7. MAIN HEADER
========================================================= */

.main-header {
  position: sticky;
  top: 0;
  width: 100%;
  z-index: 1000;
  background: var(--sw-white);
  border-bottom: 1px solid var(--sw-paper-dim);
}

.main-header .navbar {
  min-height: 84px;
  padding: 0;
}

.brand-name {
  max-width: 100px;
  display: block;
}

header a {
  text-transform: uppercase;
}

/* ---------- Desktop Nav ---------- */

.main-header .navbar-nav {
  gap: 3px;
}

.main-header .nav-link {
  position: relative;
  display: flex;
  align-items: center;
  padding: 24px 10px !important;
  font-family: 'Sora', sans-serif;
  font-size: 14px;
  font-weight: 600;
  color: var(--sw-text);
  transition:
    color 0.3s ease,
    background-color 0.3s ease;
}

.main-header .navbar-nav:has(.nav-link:hover) .nav-link {
  opacity: 0.7;
}

.main-header .navbar-nav:has(.nav-link:hover) .nav-link:hover {
  opacity: 1;
}

.main-header .nav-link:hover,
.main-header .nav-link.active {
  color: var(--sw-blue-deep);
  font-weight: 600;
}

.main-header .nav-link::before {
  content: '';
  position: absolute;
  left: 14px;
  right: 14px;
  bottom: 20px;
  height: 2px;
  background: var(--sw-gold);
  transform: scaleX(0);
  transform-origin: center;
  transition: transform 0.3s ease;
}

.main-header .nav-link:hover::before,
.main-header .nav-link.active::before {
  transform: scaleX(1);
}

.dropdown-toggle::after {
  display: none !important;
}

.nav-link.dropdown-toggle svg {
  width: 18px;
  height: 18px;
  transition: transform 0.35s cubic-bezier(0.4, 0, 0.2, 1);
}

.nav-item.dropdown:has(.dropdown-menu.show) .dropdown-toggle svg {
  transform: rotate(180deg);
}

.navbar-toggler {
  width: 40px;
  height: 40px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--sw-blue-deep);
  color: var(--sw-white);
  padding: 0;
}

/* ---------- Insurance Mega Menu ---------- */

.insurance-mega-item {
  position: static;
}

.insurance-mega-menu {
  position: absolute !important;
  top: 100%;
  left: 0;
  right: 0;
  width: 100%;
  margin: 0 !important;
  padding: 0 !important;
  border: 0 !important;
  border-radius: 0 !important;
  background: var(--sw-paper);
  box-shadow: 0 20px 50px rgba(0, 0, 0, 0.1);
  overflow: hidden;
  opacity: 0;
  visibility: hidden;
  transform: translateY(10px);
  transition:
    opacity 0.25s ease,
    visibility 0.25s ease,
    transform 0.25s ease;
}

.insurance-mega-menu.show {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.insurance-mega-grid {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr 0.85fr;
  gap: 35px;
  padding: 20px;
}

.insurance-mega-column {
  display: flex;
  flex-direction: column;
}

.insurance-mega-title {
  display: block;
  margin-bottom: 10px;
  font-family: 'Sora', sans-serif;
  font-size: 14px;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: var(--sw-gold);
}

.insurance-mega-link {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 12px 0;
  border-bottom: 1px solid var(--sw-border);
  color: var(--sw-text);
  text-decoration: none;
  transition:
    padding-left 0.25s ease,
    color 0.25s ease;
}

.insurance-mega-link:hover {
  padding-left: 6px;
  color: var(--sw-paper);
}

.insurance-mega-link strong {
  display: block;
  font-family: 'Sora', sans-serif;
  font-size: 13px;
  font-weight: 600;
  color: var(--sw-ink);
}

.insurance-mega-link small {
  display: block;
  margin-top: 3px;
  font-family: 'Sora', sans-serif;
  font-size: 12px;
  color: var(--sw-muted);
}

.insurance-mega-link svg {
  width: 13px;
  height: 13px;
  color: var(--sw-white);
  transition:
    opacity 0.25s ease,
    transform 0.25s ease;
}

.link-arroe {
  aspect-ratio: 1;
  width: 24px;
  height: 24px;
  transform: translateX(-5px);
  background: var(--sw-gold);
  color: var(--sw-white);
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  opacity: 0;
}

.insurance-mega-link:hover .link-arroe {
  opacity: 1;
  transform: translateX(0);
}

.insurance-mega-feature {
  display: flex;
  flex-direction: column;
  justify-content: start;
  background: var(--sw-paper);
  border-radius: 14px;
  color: var(--sw-white);
}

.insurance-mega-icon {
  width: 42px;
  height: 42px;
  display: grid;
  place-items: center;
  margin-bottom: 17px;
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: 50%;
  background: var(--sw-blue);
}

.insurance-mega-icon svg {
  width: 20px;
  height: 20px;
}

.insurance-mega-feature > span {
  font-family: 'Sora', sans-serif;
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 2px;
  color: var(--sw-gold);
}

.insurance-mega-feature h3 {
  margin: 10px 0;
  font-family: 'Fraunces', serif;
  font-size: 24px;
  font-weight: 600;
  line-height: 1.2;
  color: var(--sw-blue-deep);
}

.insurance-mega-feature p {
  margin: 0 0 10px;
  font-family: 'Sora', sans-serif;
  font-size: 12px;
  line-height: 1.6;
  color: var(--sw-muted);
}

.insurance-mega-feature > a,
.sw-cat-link {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  font-family: 'Sora', sans-serif;
  font-size: 13px;
  font-weight: 600;
  color: var(--sw-gold-deep);
  text-decoration: none;
}

.insurance-mega-feature > a:hover,
.sw-cat-link:hover {
  color: var(--sw-gold);
}

.sw-cat-link svg {
  width: 16px;
  height: 16px;
}

.insurance-mega-feature > a svg,
.sw-cat-link:hover svg {
  width: 14px;
}

/* ---------- Mobile Menu ---------- */

.sw-mobile-menu {
  width: min(420px, 90vw) !important;
  border: 0 !important;
  background: var(--sw-white);
}

.sw-mobile-menu .offcanvas-header {
  min-height: 80px;
  padding: 18px 25px;
  border-bottom: 1px solid var(--sw-border);
}

.sw-mobile-menu .offcanvas-body {
  padding: 10px 25px 30px;
}

.sw-mobile-menu .navbar-brand {
  display: flex;
  align-items: center;
  max-width: 150px;
}

.sw-mobile-menu .navbar-brand img {
  width: auto;
  max-width: 80px;
  height: auto;
}

.sw-mobile-menu .mobile-nav {
  padding: 0;
  margin: 0;
  list-style: none;
}

.sw-mobile-menu .mobile-nav > li > a,
.sw-mobile-menu .mobile-dropdown-btn {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 6px 0;
  background: transparent;
  border: 0;
  border-bottom: 1px solid var(--sw-border);
  color: var(--sw-text);
  font-family: 'Sora', sans-serif;
  font-size: 14px;
  font-weight: 500;
  text-decoration: none;
}

.sw-mobile-menu .mobile-nav > li > a:hover {
  color: var(--sw-gold);
}

.sw-mobile-menu .mobile-nav > li > a svg,
.mobile-dropdown svg {
  width: 16px;
  height: 16px;
}

.sw-mobile-menu .mobile-dropdown .collapse > ul {
  padding: 5px 0 15px 15px;
  margin: 0;
  list-style: none;
}

.sw-mobile-menu .mobile-insurance-heading {
  display: block;
  padding: 14px 0 6px;
  color: var(--sw-gold);
  font-family: 'Sora', sans-serif;
  font-size: 9px;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
}

.sw-mobile-menu .mobile-dropdown .collapse li:not(.mobile-insurance-heading) a {
  display: block;
  padding: 8px 0;
  color: #66746e;
  font-family: 'Sora', sans-serif;
  font-size: 12px;
  text-decoration: none;
}

.sw-mobile-menu .mobile-menu-bottom {
  border-top: 1px solid var(--sw-paper-dim);
}

.sw-mobile-menu .mobile-menu-bottom a {
  display: block;
  padding: 8px 0;
  margin: 4px 0;
  color: var(--sw-blue-deep);
}

.sw-mobile-menu .mobile-menu-bottom a svg {
  width: 16px;
  height: 16px;
}

/* ---------- Expert Contact (header) ---------- */

.expert-contact {
  display: inline-flex;
}

.expert-contact__icon {
  width: 50px;
  height: 50px;
  background: var(--sw-blue-bright-light);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
  flex-shrink: 0;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
}

.expert-contact__icon > svg:first-child {
  width: 24px;
  height: 24px;
  stroke: var(--sw-blue);
  stroke-width: 2.8;
}

.expert-contact__content {
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.expert-contact__title {
  font-size: 12px;
  line-height: 1.3;
  color: var(--sw-muted);
  font-weight: 400;
}

.expert-contact__number {
  font-size: 16px;
  line-height: 1.3;
  color: var(--sw-blue-deep);
  text-decoration: none;
  font-weight: 600;
}

.expert-contact__number:hover {
  color: var(--sw-blue);
}

/* =========================================================
   8. BUTTONS
========================================================= */

.mobile-cta,
.btn-sw {
  position: relative;
  isolation: isolate;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  overflow: hidden;
  font-size: 16px;
  text-transform: uppercase !important;
  font-weight: 600;
  background-color: var(--sw-gold);
  color: var(--sw-white) !important;
  text-align: center;
  text-decoration: none;
  border-radius: 100px;
  padding: 12px 20px !important;
  transition: color 0.3s ease;
}

.mobile-cta span,
.btn-sw span {
  font-size: 14px;
  text-transform: capitalize !important;
  font-weight: 600;
}

.mobile-cta::before,
.btn-sw::before {
  content: '';
  position: absolute;
  top: 0;
  left: -100%;
  width: 100%;
  height: 100%;
  background-color: var(--sw-gold-deep);
  border-radius: inherit;
  transition: left 0.4s ease;
}

.mobile-cta:hover::before,
.btn-sw:hover::before {
  left: 0;
}

.mobile-cta > *,
.btn-sw > * {
  position: relative;
  z-index: 1;
}

.mobile-cta:hover,
.btn-sw:hover {
  color: var(--sw-white) !important;
}

.mobile-cta svg {
  position: relative;
  z-index: 1;
  width: 16px;
  height: 16px;
  transition: transform 0.35s ease;
}

.mobile-cta:hover svg {
  transform: translate(3px, -3px);
}

.btn-sw-outline {
  position: relative;
  isolation: isolate;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  overflow: hidden;
  background: transparent;
  color: var(--sw-blue-deep);
  border: 1.5px solid var(--sw-blue-deep);
  border-radius: 100px;
  padding: 0.65rem 1.4rem;
  font-weight: 600;
  font-size: 0.88rem;
  text-decoration: none;
  transition: color 0.35s var(--ease);
}

.btn-sw-outline::before {
  content: '';
  position: absolute;
  inset: 0;
  background: var(--sw-blue-deep);
  border-radius: inherit;
  transform: translateX(-100%);
  transition: transform 0.4s var(--ease);
  z-index: -1;
}

.btn-sw-outline:hover {
  color: var(--sw-white);
}

.btn-sw-outline:hover::before {
  transform: translateX(0);
}

.btn-sw-gold {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: var(--sw-gold, #e0a336);
  color: var(--sw-white);
  font-weight: 600;
  font-size: 0.95rem;
  padding: 14px 26px;
  border-radius: 99px;
  text-decoration: none;
  box-shadow: 0 16px 32px -10px rgba(224, 163, 54, 0.5);
  transition:
    transform 0.25s ease,
    box-shadow 0.25s ease;
}

.btn-sw-gold:hover {
  transform: translateY(-3px);
  box-shadow: 0 20px 40px -10px rgba(224, 163, 54, 0.6);
  color: var(--sw-white);
}

.btn-sw-gold svg {
  width: 18px;
  height: 18px;
}

/* =========================================================
   9. SECTION / EYEBROW
========================================================= */

.section-space {
  padding: 80px 0;
}

.eyebrow {
  font-family: 'Sora', sans-serif;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--sw-blue);
}

.eyebrow svg {
  width: 20px;
  height: 20px;
}

.sec-bg-1 {
  background: var(--sw-paper);
}

.sec-bg-2 {
  background: var(--bg-gradient);
}

.sec-bg-3 {
  background: var(--bg-gradient-blue);
}

/* =========================================================
   10. HERO
========================================================= */

.sw-hero {
  position: relative;
  display: flex;
  align-items: center;
  overflow: hidden;
}

.sw-stat-num {
  font-family: 'Sora', serif;
  font-size: 2rem;
  font-weight: 600;
  color: var(--sw-blue-deep);
}

.sw-stat-label {
  font-size: 0.78rem;
  color: #5b6472;
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

.sw-hero-graphic {
  position: relative;
  height: 560px;
}

.sw-shield-svg {
  width: 100%;
  height: 100%;
}

.sw-orbit-card {
  position: absolute;
  display: flex;
  align-items: center;
  gap: 0.7rem;
  background: rgba(255, 255, 255, 0.85);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  border: 1px solid rgba(13, 20, 32, 0.06);
  border-radius: 18px;
  padding: 0.9rem 1.1rem;
  box-shadow: 0 20px 45px rgba(14, 61, 120, 0.14);
}

.sw-orbit-card span {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--sw-blue-deep);
  color: var(--sw-white);
  font-size: 0.9rem;
}

.sw-orbit-card small {
  display: block;
  color: var(--sw-muted);
  font-size: 0.67em;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.sw-orbit-card strong {
  font-family: 'Sora', serif;
  font-size: 16px;
  color: var(--sw-blue-deep);
}

/* =========================================================
   11. ABOUT
========================================================= */

.sw-about-img-main {
  border-radius: 2rem;
  overflow: hidden;
  box-shadow: 0 30px 60px -20px rgba(10, 30, 70, 0.35);
}

.sw-about-img-main img {
  height: 520px;
}

.sw-about-badge {
  position: absolute;
  top: 8%;
  right: -1%;
  display: flex;
  align-items: center;
  gap: 12px;
  background: var(--sw-white);
  border-radius: 1.25rem;
  padding: 14px 18px;
  box-shadow: 0 20px 40px -12px rgba(10, 30, 70, 0.25);
}

.sw-about-badge-icon {
  width: 44px;
  height: 44px;
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 0.9rem;
  background: linear-gradient(
    135deg,
    var(--sw-blue, #0a3d91),
    var(--sw-blue-dark)
  );
  color: var(--sw-white);
}

.sw-about-badge strong {
  display: block;
  font-size: 1.05rem;
  color: var(--sw-blue-dark);
  line-height: 1.2;
}

.sw-about-badge small {
  color: #6b7280;
  font-size: 0.78rem;
}

.sw-about-exp-card {
  position: absolute;
  bottom: 0;
  left: -6%;
  min-width: 220px;
  display: flex;
  align-items: center;
  gap: 14px;
  background: linear-gradient(135deg, var(--sw-gold, #e0a336), #c9852a);
  color: var(--sw-white);
  border-radius: 1.25rem;
  padding: 20px 24px;
  box-shadow: 0 20px 40px -12px rgba(200, 130, 30, 0.4);
}

.sw-about-exp-num {
  font-size: 2.4rem;
  font-weight: 700;
  line-height: 1;
}

.sw-about-exp-num span {
  font-size: 1.4rem;
}

.sw-about-exp-label {
  font-size: 0.82rem;
  font-weight: 600;
  line-height: 1.3;
}

.sw-about-points {
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.sw-about-point {
  display: flex;
  gap: 14px;
  align-items: flex-start;
}

.sw-about-point span {
  width: 36px;
  height: 36px;
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 0.75rem;
  background: rgba(10, 61, 145, 0.08);
  color: var(--sw-blue, #0a3d91);
}

.sw-about-point strong {
  display: block;
  color: var(--sw-blue-dark);
  font-size: 1.02rem;
  margin-bottom: 2px;
}

.sw-about-point p {
  margin: 0;
  font-size: 0.92rem;
  color: #6b7280;
}

/* =========================================================
   12. CATEGORY CARDS
========================================================= */

.sw-cat-card {
  height: 100%;
  background: var(--sw-white);
  border-radius: 1.5rem;
  overflow: hidden;
  box-shadow: 0 20px 45px -18px rgba(10, 30, 70, 0.18);
  transition:
    transform 0.35s ease,
    box-shadow 0.35s ease;
}

.sw-cat-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 28px 55px -18px rgba(10, 30, 70, 0.28);
}

.sw-cat-img {
  position: relative;
  z-index: 5;
  height: 220px;
}

.sw-cat-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.5s ease;
}

.sw-cat-card:hover .sw-cat-img img {
  transform: scale(1.06);
}

.sw-cat-icon {
  position: absolute;
  bottom: -24px;
  right: 20px;
  width: 56px;
  height: 56px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 1rem;
  background: var(--sw-blue-deep);
  color: var(--sw-white);
  box-shadow: 0 12px 24px -8px rgba(10, 30, 70, 0.35);
}

.sw-cat-body {
  padding: 34px 24px 24px;
}

.sw-cat-bar {
  width: 36px;
  height: 4px;
  margin-bottom: 14px;
  border-radius: 99px;
  background: linear-gradient(
    90deg,
    var(--sw-blue, #0a3d91),
    var(--sw-gold, #e0a336)
  );
}

.sw-cat-body h5 {
  color: var(--sw-blue-dark);
  font-weight: 700;
  margin-bottom: 8px;
}

.sw-cat-body p {
  color: #6b7280;
  font-size: 0.92rem;
  margin-bottom: 16px;
}

.sw-media-badge {
  position: absolute;
  bottom: 100px;
  left: 32px;
  display: flex;
  align-items: center;
  gap: 10px;
  background: var(--sw-white);
  border-radius: 1.1rem;
  padding: 12px 18px;
  box-shadow: 0 18px 36px -12px rgba(10, 30, 70, 0.3);
  color: var(--sw-blue-dark);
  font-weight: 700;
  font-size: 0.9rem;
}

.sw-media-badge i {
  width: 20px;
  height: 20px;
  color: var(--sw-gold, #e0a336);
}

.sw-feature-row {
  display: flex;
  gap: 20px;
  align-items: flex-start;
  padding: 20px 0;
  border-bottom: 1px solid rgba(10, 30, 70, 0.08);
}

.sw-feature-row:last-child {
  border-bottom: none;
}

.sw-feature-num {
  flex-shrink: 0;
  min-width: 44px;
  font-family: var(--sw-font-serif, inherit);
  font-size: 1.6rem;
  font-weight: 700;
  color: var(--sw-gold, #e0a336);
}

.sw-feature-row h6 {
  color: var(--sw-blue-dark);
  font-weight: 700;
  margin-bottom: 6px;
  font-size: 1.05rem;
}

.sw-feature-row p {
  color: #6b7280;
  font-size: 0.92rem;
  margin: 0;
}

/* =========================================================
   13. WHO WE ARE
========================================================= */

.sw-who-section {
  position: relative;
}

.sw-who-stat-num {
  font-size: 2rem;
  font-weight: 700;
  line-height: 1;
  color: var(--sw-blue-dark);
}

.sw-who-stat-num span {
  color: var(--sw-gold, #e0a336);
}

.sw-who-stat-label {
  font-size: 0.85rem;
  color: #6b7280;
  margin-top: 4px;
}

.sw-who-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  grid-template-rows: 180px 180px;
  gap: 20px;
}

.sw-who-tile {
  position: relative;
  min-height: 174px;
  border-radius: 1.5rem;
  overflow: hidden;
  padding: 24px;
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.sw-who-tile-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  position: absolute;
  inset: 0;
}

.sw-who-tile-dark {
  color: var(--sw-white);
  background: linear-gradient(
    145deg,
    var(--sw-blue, #0a3d91),
    var(--sw-blue-dark)
  );
}

.sw-who-tile-dark svg {
  width: 30px;
  height: 30px;
  color: var(--sw-gold, #e0a336);
  margin-bottom: 10px;
}

.sw-who-tile-dark h6 {
  font-weight: 700;
  margin-bottom: 6px;
}

.sw-who-tile-dark p {
  font-size: 0.85rem;
  color: rgba(255, 255, 255, 0.75);
  margin: 0;
}

.sw-who-tile-gold {
  color: var(--sw-white);
  background: linear-gradient(145deg, var(--sw-gold, #e0a336), #c9852a);
}

.sw-who-tile-gold svg {
  width: 30px;
  height: 30px;
  color: var(--sw-white);
  margin-bottom: 10px;
}

.sw-who-tile-gold h6 {
  font-weight: 700;
  margin-bottom: 6px;
}

.sw-who-tile-gold p {
  font-size: 0.85rem;
  color: rgba(255, 255, 255, 0.85);
  margin: 0;
}

/* =========================================================
   14. TESTIMONIALS
========================================================= */

.sw-testi-section {
  position: relative;
}

.sw-testi-swiper {
  padding-bottom: 10px;
}

.sw-testi-card {
  position: relative;
  height: 100%;
  background: var(--sw-white);
  border: 1px solid var(--sw-paper-dim);
  border-radius: 1.75rem;
  padding: 36px 32px;
  box-shadow: 0 20px 45px -18px rgba(10, 30, 70, 0.16);
}

.sw-testi-quote {
  width: 38px;
  height: 38px;
  color: var(--sw-gold, #e0a336);
  opacity: 0.5;
}

.sw-testi-card p {
  color: var(--sw-blue-dark);
  font-size: 1rem;
  line-height: 1.6;
  min-height: 110px;
  overflow: hidden !important;
  display: -webkit-box;
  -webkit-box-orient: vertical;
  -webkit-line-clamp: 4;
}

.sw-testi-author {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 24px;
  padding-top: 20px;
  border-top: 1px solid rgba(10, 30, 70, 0.08);
}

.sw-testi-author img {
  width: 48px;
  height: 48px;
  flex-shrink: 0;
  border-radius: 50%;
  object-fit: cover;
}

.sw-testi-author strong {
  display: block;
  color: var(--sw-blue-dark);
  font-size: 0.95rem;
}

.sw-testi-author small {
  color: #6b7280;
  font-size: 0.8rem;
}

.sw-testi-stars {
  margin-left: auto;
  display: flex;
  gap: 2px;
}

.sw-testi-stars svg {
  width: 24px;
  height: 24px;
  color: var(--sw-gold);
}

.sw-testi-nav {
  display: flex;
  gap: 12px;
  justify-content: center;
  margin-top: 32px;
}

.sw-testi-nav button {
  width: 48px;
  height: 48px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  border: 1px solid rgba(10, 30, 70, 0.15);
  background: var(--sw-white);
  color: var(--sw-blue, #0a3d91);
  transition: all 0.25s ease;
}

.sw-testi-nav button:hover {
  background: var(--sw-blue, #0a3d91);
  color: var(--sw-white);
  border-color: var(--sw-blue, #0a3d91);
}

/* =========================================================
   15. BLOG
========================================================= */

.sw-blog-section {
  position: relative;
}

.sw-blog-card {
  display: block;
  height: 100%;
  text-decoration: none;
  background: var(--sw-white);
  border-radius: 1.5rem;
  overflow: hidden;
  box-shadow: 0 20px 45px -18px rgba(10, 30, 70, 0.16);
  transition:
    transform 0.35s ease,
    box-shadow 0.35s ease;
}

.sw-blog-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 28px 55px -18px rgba(10, 30, 70, 0.26);
}

.sw-blog-img {
  position: relative;
  height: 210px;
  overflow: hidden;
}

.sw-blog-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.5s ease;
}

.sw-blog-card:hover .sw-blog-img img {
  transform: scale(1.06);
}

.sw-blog-tag {
  position: absolute;
  top: 16px;
  left: 16px;
  background: var(--sw-gold, #e0a336);
  color: var(--sw-white);
  font-size: 0.75rem;
  font-weight: 600;
  padding: 6px 14px;
  border-radius: 99px;
}

.sw-blog-body {
  padding: 24px;
}

.sw-blog-meta {
  display: flex;
  gap: 16px;
  margin-bottom: 12px;
  font-size: 0.78rem;
  color: #9ca3af;
}

.sw-blog-meta span {
  display: flex;
  align-items: center;
  gap: 5px;
}

.sw-blog-meta svg {
  width: 14px;
  height: 14px;
}

.sw-blog-body h5 {
  color: var(--sw-blue-dark);
  font-weight: 700;
  font-size: 1.05rem;
  line-height: 1.4;
  margin-bottom: 16px;
}

.sw-blog-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: var(--sw-blue, #0a3d91);
  font-weight: 600;
  font-size: 0.88rem;
  transition:
    gap 0.25s ease,
    color 0.25s ease;
}

.sw-blog-link svg {
  width: 15px;
  height: 15px;
}

.sw-blog-card:hover .sw-blog-link {
  gap: 10px;
  color: var(--sw-gold, #e0a336);
}

/* =========================================================
   16. PARTNERS
========================================================= */

.sw-partners-section {
  position: relative;
}

.sw-partners-strip {
  background: var(--sw-white);
  border: 1px solid var(--sw-paper-dim);
  border-radius: 1.75rem;
  padding: 36px 20px;
  box-shadow: 0 20px 45px -18px rgba(10, 30, 70, 0.14);
}

.sw-partner-slide {
  height: 70px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.sw-partner-slide img {
  max-height: 64px;
  object-fit: contain;
  filter: grayscale(100%) opacity(0.7);
  transition:
    filter 0.3s ease,
    transform 0.3s ease;
}

.sw-partner-slide:hover img {
  filter: grayscale(0%) opacity(1);
  transform: scale(1.08);
}

/* =========================================================
   17. CTA
========================================================= */

.sw-cta-section {
  position: relative;
}

.sw-cta-box {
  position: relative;
  overflow: hidden;
  border-radius: 2rem;
  padding: 56px 48px;
  background: linear-gradient(
    135deg,
    var(--sw-blue, #0a3d91),
    var(--sw-blue-dark)
  );
  box-shadow: 0 30px 60px -20px rgba(10, 30, 70, 0.4);
}

.sw-cta-shape {
  position: absolute;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.06);
}

.sw-cta-shape-1 {
  width: 280px;
  height: 280px;
  top: -140px;
  right: -60px;
}

.sw-cta-shape-2 {
  width: 180px;
  height: 180px;
  bottom: -100px;
  right: 180px;
  background: rgba(255, 255, 255, 0.15);
}

.sw-cta-phone {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 8px;
  margin-top: 16px;
}

.sw-cta-phone svg {
  width: 36px;
  height: 36px;
  color: var(--sw-gold, #e0a336);
}

/* =========================================================
   18. PROCESS
========================================================= */

.sw-process-section {
  position: relative;
}

.sw-process-item {
  height: 100%;
  padding-top: 1.6rem;
  border-top: 2px solid var(--white-60);
}

.sw-process-num {
  width: 36px;
  height: 36px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.2rem;
  border: 1px solid var(--sw-gold);
  border-radius: 50%;
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--sw-gold);
}

.sw-process-track {
  position: relative;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
}

.sw-process-track::before {
  content: '';
  position: absolute;
  top: 44px;
  left: 16.6%;
  right: 16.6%;
  height: 2px;
  background: repeating-linear-gradient(
    90deg,
    rgba(10, 30, 70, 0.18) 0 10px,
    transparent 10px 20px
  );
}

.sw-process-step {
  position: relative;
  text-align: center;
  padding: 0 12px;
}

.sw-process-icon {
  position: relative;
  width: 88px;
  height: 88px;
  margin: 0 auto 22px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 1.5rem;
  background: linear-gradient(
    145deg,
    var(--sw-blue, #0a3d91),
    var(--sw-blue-dark)
  );
  box-shadow: 0 20px 40px -14px rgba(10, 30, 70, 0.4);
}

.sw-process-icon svg {
  width: 34px;
  height: 34px;
  color: var(--sw-white);
}

.sw-process-step h5 {
  color: var(--sw-blue-dark);
  font-weight: 700;
  margin-bottom: 10px;
}

.sw-process-step p {
  max-width: 280px;
  margin: 0 auto;
  color: #6b7280;
  font-size: 0.9rem;
}

/* ---------- Responsive ---------- */

@media (max-width: 991.98px) {
  .sw-process-track {
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
  }

  .sw-process-icon {
    width: 74px;
    height: 74px;
    margin-bottom: 16px;
  }

  .sw-process-icon svg {
    width: 28px;
    height: 28px;
  }

  .sw-process-track::before {
    top: 37px;
  }
}

@media (max-width: 767.98px) {
  .sw-process-track {
    grid-template-columns: 1fr;
    gap: 48px;
  }

  .sw-process-track::before {
    display: none;
  }

  .sw-process-step {
    padding: 0;
  }

  .sw-process-step p {
    max-width: 100%;
  }
}

@media (max-width: 575.98px) {
  .sw-process-track {
    gap: 36px;
  }

  .sw-process-icon {
    width: 68px;
    height: 68px;
    margin-bottom: 14px;
    border-radius: 1.2rem;
  }

  .sw-process-icon svg {
    width: 26px;
    height: 26px;
  }
}
/* =========================================================
   19b. FAQ SECTION
========================================================= */

.sw-faq-accordion {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.sw-faq-item {
  background: var(--sw-white);
  border: 1px solid var(--sw-paper-dim) !important;
  border-radius: 1.1rem;
  overflow: hidden;
  box-shadow: 0 12px 30px -18px rgba(10, 30, 70, 0.14);
}

.sw-faq-btn {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 20px 24px;
  background: var(--sw-white);
  border: 0;
  color: var(--sw-blue-dark);
  font-family: 'Sora', sans-serif;
  font-size: 0.98rem;
  font-weight: 700;
  text-align: left;
  box-shadow: none;
}

.sw-faq-btn::after {
  content: '';
  flex-shrink: 0;
  width: 20px;
  height: 20px;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23f5a623' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E") !important;
  background-size: 20px;
  background-repeat: no-repeat;
  transition: transform 0.3s ease;
}

.sw-faq-btn:not(.collapsed)::after {
  transform: rotate(180deg);
}

.sw-faq-btn:focus {
  box-shadow: none;
}

.sw-faq-body {
  padding: 0 24px 22px;
  color: #6b7280;
  font-size: 0.92rem;
  line-height: 1.7;
}
.accordion-button:not(.collapsed) {
  background: var(--sw-blue) !important;
  color: var(--sw-white) !important;
}
.accordion-button:not(.collapsed)::after {
  filter: brightness(0) invert(1);
}
.sw-faq-points {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.sw-faq-points li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  color: #4b5563;
  font-size: 0.92rem;
  line-height: 1.5;
}

.sw-faq-points li svg,
.sw-faq-points li i {
  width: 18px;
  height: 18px;
  flex-shrink: 0;
  margin-top: 1px;
  color: var(--sw-gold, #e0a336);
}
/* =========================================================
   19c. CLAIM PROCESS SECTION
========================================================= */

.sw-claim-card {
  position: relative;
  height: 100%;
  padding: 32px 24px;
  background: var(--sw-white);
  border-radius: 1.5rem;
  box-shadow: 0 20px 45px -18px rgba(10, 30, 70, 0.16);
  transition:
    transform 0.35s ease,
    box-shadow 0.35s ease;
  border: 2px dashed var(--sw-paper-dim) !important;
}

.sw-claim-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 28px 55px -18px rgba(10, 30, 70, 0.26);
}

.sw-claim-num {
  position: absolute;
  top: 20px;
  right: 24px;
  font-family: 'Fraunces', serif;
  font-size: 1.8rem;
  font-weight: 700;
  color: var(--sw-paper-dim);
}

.sw-claim-icon {
  width: 56px;
  height: 56px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
  border-radius: 1rem;
  background: linear-gradient(
    145deg,
    var(--sw-blue, #0a3d91),
    var(--sw-blue-dark)
  );
  color: var(--sw-white);
}

.sw-claim-icon svg {
  width: 24px;
  height: 24px;
}

.sw-claim-card h6 {
  color: var(--sw-blue-dark);
  font-weight: 700;
  margin-bottom: 8px;
}

.sw-claim-card p {
  color: #6b7280;
  font-size: 0.9rem;
  line-height: 1.6;
  margin: 0;
}
/* =========================================================
   19d. TEAM / ADVISORS SECTION
========================================================= */

.sw-team-card {
  height: 100%;
  background: var(--sw-white);
  border-radius: 1.5rem;
  overflow: hidden;
  box-shadow: 0 20px 45px -18px rgba(10, 30, 70, 0.16);
  transition:
    transform 0.35s ease,
    box-shadow 0.35s ease;
}

.sw-team-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 28px 55px -18px rgba(10, 30, 70, 0.26);
}

.sw-team-img {
  position: relative;
  height: 280px;
  overflow: hidden;
}

.sw-team-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.5s ease;
}

.sw-team-card:hover .sw-team-img img {
  transform: scale(1.06);
}

.sw-team-social {
  position: absolute;
  left: 0;
  right: 0;
  bottom: -60px;
  display: flex;
  justify-content: center;
  gap: 10px;
  padding: 16px 0;
  background: linear-gradient(to top, rgba(7, 31, 77, 0.85), transparent);
  transition: bottom 0.35s cubic-bezier(0.4, 0, 0.2, 1);
}

.sw-team-card:hover .sw-team-social {
  bottom: 0;
}

.sw-team-social a {
  width: 36px;
  height: 36px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: var(--sw-white);
  color: var(--sw-blue-dark);
  transition:
    background 0.3s ease,
    color 0.3s ease,
    transform 0.3s ease;
}

.sw-team-social a svg,
.sw-team-social a i {
  width: 16px;
  height: 16px;
}
.sw-team-social a:hover:nth-child(1) svg {
  fill: var(--sw-white) !important;
}

.sw-team-social a:hover {
  background: var(--sw-gold, #e0a336);
  color: var(--sw-white);
  transform: translateY(-3px);
}

.sw-team-body {
  padding: 22px 20px;
  text-align: center;
}

.sw-team-body h6 {
  color: var(--sw-blue-dark);
  font-weight: 700;
  margin-bottom: 4px;
}

.sw-team-role {
  display: block;
  color: var(--sw-gold-deep);
  font-size: 0.82rem;
  font-weight: 600;
  margin-bottom: 14px;
}

.sw-team-meta {
  display: flex;
  justify-content: center;
  gap: 14px;
  padding-top: 14px;
  border-top: 1px solid var(--sw-paper-dim);
}

.sw-team-meta span {
  display: flex;
  align-items: center;
  gap: 5px;
  font-size: 0.75rem;
  color: #6b7280;
}

.sw-team-meta svg,
.sw-team-meta i {
  width: 13px;
  height: 13px;
  color: var(--sw-blue, #0a3d91);
}

/* =========================================================
   19. FOOTER
========================================================= */

.sw-footer {
  position: relative;
  padding-top: 70px;
  overflow: hidden;
  background: var(--sw-blue-dark);
}

.sw-footer::before {
  content: '';
  position: absolute;
  top: -120px;
  right: -120px;
  width: 320px;
  height: 320px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.07);
}

.sw-footer-logo {
  max-width: 120px;
  padding: 4px;
  border-radius: 12px;
  background: var(--sw-blue-bright-light);
}

.sw-footer-top p {
  max-width: 320px;
  color: var(--white-60);
  font-size: 14px;
  line-height: 1.7;
}

.sw-footer h6 {
  position: relative;
  margin-bottom: 20px;
  color: var(--sw-white);
  font-weight: 700;
  font-size: 1rem;
}

.sw-footer h6::after {
  content: '';
  position: absolute;
  left: 0;
  bottom: -9px;
  width: 25px;
  height: 2px;
  border-radius: 10px;
  background: var(--sw-gold, #e0a336);
}

/* ---------- Social Icons (smooth premium hover) ---------- */

.sw-footer-social {
  display: flex;
  gap: 14px;
  margin-top: 20px;
}

.sw-footer-social a {
  position: relative;
  width: 42px;
  height: 42px;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
  border-radius: 50%;
  border: 1px solid rgba(255, 255, 255, 0.1);
  background: rgba(255, 255, 255, 0.05);
  color: rgba(255, 255, 255, 0.75);
  transition:
    color 0.35s ease,
    border-color 0.35s ease,
    transform 0.35s cubic-bezier(0.4, 0, 0.2, 1),
    box-shadow 0.35s ease;
}

.sw-footer-social a::before {
  content: '';
  position: absolute;
  inset: 0;
  z-index: 0;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--sw-gold, #e0a336), #f4c661);
  transform: scale(0);
  transition: transform 0.35s cubic-bezier(0.4, 0, 0.2, 1);
}

.sw-footer-social a i,
.sw-footer-social a svg {
  position: relative;
  z-index: 1;
  width: 17px;
  height: 17px;
  transition: transform 0.35s ease;
  fill: var(--sw-white);
}

.sw-footer-social a:hover {
  color: var(--sw-blue-dark);
  border-color: transparent;
  transform: translateY(-4px);
  box-shadow: 0 8px 20px rgba(224, 163, 54, 0.35);
}

.sw-footer-social a:hover::before {
  transform: scale(1);
}

.sw-footer-social a:hover i,
.sw-footer-social a:hover svg {
  transform: scale(1.1);
}

/* ---------- Link Lists ---------- */

.sw-footer-links {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.sw-footer-links a {
  display: flex;
  align-items: center;
  gap: 6px;
  color: rgba(255, 255, 255, 0.55);
  font-size: 14px;
  transition:
    color 0.2s ease,
    padding-left 0.2s ease;
}

.sw-footer-links a svg,
.sw-footer-links a i {
  width: 14px;
  height: 14px;
  color: var(--sw-gold);
  transition: transform 0.2s ease;
}

.sw-footer-links a:hover {
  color: var(--sw-gold, #e0a336);
  padding-left: 8px;
}

.sw-footer-links a:hover svg,
.sw-footer-links a:hover i {
  transform: translateX(3px);
}

/* ---------- Contact List ---------- */

.sw-footer-contact {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.sw-footer-contact li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
}

.sw-footer-contact svg,
.sw-footer-contact i {
  width: 18px;
  height: 18px;
  flex-shrink: 0;
  margin-top: 2px;
  color: var(--sw-gold, #e0a336);
}

.sw-footer-contact span {
  color: rgba(255, 255, 255, 0.55);
  font-size: 0.88rem;
  line-height: 1.5;
}

.sw-footer-contact a:hover span {
  color: var(--sw-gold, #e0a336);
}

/* ---------- Footer Bottom ---------- */

.sw-footer-bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 30px;
  padding: 12px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.sw-footer-bottom p {
  color: rgba(255, 255, 255, 0.45);
  font-size: 0.85rem;
}

.sw-footer-bottom-links {
  display: flex;
  gap: 24px;
}

.sw-footer-bottom-links a {
  color: rgba(255, 255, 255, 0.45);
  text-decoration: none;
  font-size: 0.85rem;
  transition: color 0.2s ease;
}

.sw-footer-bottom-links a:hover {
  color: var(--sw-gold, #e0a336);
}

@media (max-width: 575px) {
  .sw-who-grid {
    grid-template-columns: 1fr;
    grid-template-rows: auto;
  }
}
/* =========================================================
   22. INQUIRY MODAL
========================================================= */

.sw-inquiry-modal .modal-content {
  border: 0;
  border-radius: 1.75rem;
  overflow: hidden;
  box-shadow: 0 40px 80px -20px rgba(10, 30, 70, 0.4);
}

.sw-modal-close {
  position: absolute;
  top: 18px;
  right: 18px;
  z-index: 10;
  width: 38px;
  height: 38px;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 0;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.9);
  opacity: 1;
  transition: background 0.25s ease, transform 0.25s ease;
}
.modal.fade{padding-right: 0 !important;

}

.sw-modal-close svg {
  width: 18px;
  height: 18px;
  color: var(--sw-blue-dark, #071f4d);
}

.sw-modal-close:hover {
  background: var(--sw-gold, #e0a336);
  transform: rotate(90deg);
}

.sw-modal-close:hover svg {
  color: var(--sw-white);
}

/* ---------- Left Side Panel ---------- */

.sw-inquiry-side {
  position: relative;
  height: 100%;
  min-height: 100%;
  overflow: hidden;
  background: linear-gradient(155deg, var(--sw-blue, #0a3d91), var(--sw-blue-dark));
}

.sw-inquiry-side::before {
  content: '';
  position: absolute;
  top: -100px;
  right: -100px;
  width: 260px;
  height: 260px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.06);
}

.sw-inquiry-side-inner {
  position: relative;
  z-index: 1;
  padding: 44px 36px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  height: 100%;
}

.sw-inquiry-icon {
  width: 56px;
  height: 56px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
  border-radius: 1rem;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.15);
  color: var(--sw-gold, #e0a336);
}

.sw-inquiry-icon svg {
  width: 26px;
  height: 26px;
}

.sw-inquiry-side-inner p {
  font-size: 0.9rem;
  line-height: 1.6;
}

.sw-inquiry-points {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin: 22px 0 30px;
}

.sw-inquiry-points li {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  color: rgba(255, 255, 255, 0.85);
  font-size: 0.88rem;
}

.sw-inquiry-points li svg,
.sw-inquiry-points li i {
  width: 16px;
  height: 16px;
  flex-shrink: 0;
  margin-top: 2px;
  color: var(--sw-gold, #e0a336);
}

.sw-inquiry-phone {
  display: flex;
  align-items: center;
  gap: 12px;
  padding-top: 22px;
}

.sw-inquiry-phone svg,
.sw-inquiry-phone i {
  width: 20px;
  height: 20px;
  color: var(--sw-gold, #e0a336);
}

.sw-inquiry-phone small {
  display: block;
  color: rgba(255, 255, 255, 0.55);
  font-size: 0.72rem;
}

.sw-inquiry-phone a {
  color: var(--sw-white);
  font-weight: 700;
  font-size: 1rem;
}

/* ---------- Right Form ---------- */

.sw-inquiry-body {
  padding: 44px 40px;
}

.sw-form-label {
  display: block;
  margin-bottom: 6px;
  font-family: 'Sora', sans-serif;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--sw-blue-dark, #071f4d);
}

.sw-form-control {
  padding: 11px 16px;
  border: 1.5px solid var(--sw-paper-dim);
  border-radius: 0.9rem;
  font-size: 0.9rem;
  color: var(--sw-ink);
  background: var(--sw-paper);
  transition: border-color 0.25s ease, box-shadow 0.25s ease;
}

.sw-form-control:focus {
  border-color: var(--sw-gold, #e0a336);
  box-shadow: 0 0 0 4px rgba(224, 163, 54, 0.12);
  background: var(--sw-white);
}

textarea.sw-form-control {
  resize: none;
}

.sw-form-check {
  display: flex;
  align-items: flex-start;
  gap: 8px;
}

.sw-form-check .form-check-input {
  margin-top: 3px;
  border-color: var(--sw-blue-dark, #071f4d);
}

.sw-form-check .form-check-input:checked {
  background-color: var(--sw-gold, #e0a336);
  border-color: var(--sw-gold, #e0a336);
}

.sw-form-check .form-check-label {
  font-size: 0.82rem;
  color: #6b7280;
}

/* ---------- Responsive ---------- */

@media (max-width: 991.98px) {
  .sw-inquiry-body {
    padding: 34px 24px;
  }
}

@media (max-width: 575.98px) {
  .sw-inquiry-modal .modal-dialog {
    margin: 12px;
  }

  .sw-inquiry-body {
    padding: 60px 20px 28px;
  }
}
/* =========================================================
   23. ABOUT PAGE — HERO + BREADCRUMB
========================================================= */

.sw-page-hero {
  padding: 60px 0 40px;
  background: var(--bg-gradient);
}

.sw-breadcrumb {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  margin-top: 28px;
  font-size: 0.85rem;
  color: #6b7280;
}

.sw-breadcrumb a {
  color: var(--sw-blue, #0a3d91);
  font-weight: 600;
}

.sw-breadcrumb a:hover {
  color: var(--sw-gold, #e0a336);
}

.sw-breadcrumb svg,
.sw-breadcrumb i {
  width: 14px;
  height: 14px;
}

.sw-breadcrumb span {
  color: var(--sw-gold-deep);
  font-weight: 600;
}

/* =========================================================
   24. VALUE CARDS (Mission / Vision / Values)
========================================================= */

.sw-value-card {
  height: 100%;
  padding: 36px 28px;
  text-align: center;
  background: var(--sw-white);
  border-radius: 1.5rem;
  box-shadow: 0 20px 45px -18px rgba(10, 30, 70, 0.16);
  transition: transform 0.35s ease, box-shadow 0.35s ease;
}

.sw-value-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 28px 55px -18px rgba(10, 30, 70, 0.26);
}

.sw-value-icon {
  width: 64px;
  height: 64px;
  margin: 0 auto 20px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 1.1rem;
  background: linear-gradient(145deg, var(--sw-blue, #0a3d91), var(--sw-blue-dark));
  color: var(--sw-white);
}

.sw-value-icon svg {
  width: 28px;
  height: 28px;
}

.sw-value-card h5 {
  color: var(--sw-blue-dark);
  font-weight: 700;
  margin-bottom: 10px;
}

.sw-value-card p {
  color: #6b7280;
  font-size: 0.9rem;
  line-height: 1.6;
  margin: 0;
}

/* =========================================================
   25. ABOUT STATS STRIP
========================================================= */

.sw-about-stats-section {
  padding: 0 0 90px;
  margin-top: -50px;
  position: relative;
  z-index: 5;
}

.sw-about-stats-box {
  padding: 44px 32px;
  border-radius: 2rem;
  background: linear-gradient(135deg, var(--sw-blue, #0a3d91), var(--sw-blue-dark));
  box-shadow: 0 30px 60px -20px rgba(10, 30, 70, 0.4);
}

.sw-about-stats-box .sw-stat-num {
  font-size: 2.2rem;
}

@media (max-width: 575.98px) {
  .sw-about-stats-box {
    padding: 32px 20px;
  }

  .sw-about-stats-box .sw-stat-num {
    font-size: 1.6rem;
  }
}

/* =========================================================
   20. RESPONSIVE TYPOGRAPHY
========================================================= */

@media (min-width: 1400px) {
  :root {
    --fs-h1: 64px;
    --fs-h2: 48px;
    --fs-h3: 36px;
    --fs-h4: 28px;
    --fs-h5: 22px;
    --fs-h6: 18px;
    --fs-p: 16px;
    --fs-span: 16px;
    --fs-li: 16px;
  }
}

@media (min-width: 1200px) and (max-width: 1399.98px) {
  :root {
    --fs-h1: 58px;
    --fs-h2: 44px;
    --fs-h3: 34px;
    --fs-h4: 26px;
    --fs-h5: 21px;
    --fs-h6: 18px;
    --fs-p: 16px;
    --fs-span: 16px;
    --fs-li: 16px;
  }
}

@media (min-width: 992px) and (max-width: 1199.98px) {
  :root {
    --fs-h1: 52px;
    --fs-h2: 40px;
    --fs-h3: 32px;
    --fs-h4: 25px;
    --fs-h5: 20px;
    --fs-h6: 17px;
    --fs-p: 15px;
    --fs-span: 15px;
    --fs-li: 15px;
  }
}

@media (min-width: 768px) and (max-width: 991.98px) {
  :root {
    --fs-h1: 46px;
    --fs-h2: 36px;
    --fs-h3: 29px;
    --fs-h4: 23px;
    --fs-h5: 19px;
    --fs-h6: 17px;
    --fs-p: 15px;
    --fs-span: 15px;
    --fs-li: 15px;
  }
}

@media (min-width: 576px) and (max-width: 767.98px) {
  :root {
    --fs-h1: 40px;
    --fs-h2: 32px;
    --fs-h3: 27px;
    --fs-h4: 22px;
    --fs-h5: 18px;
    --fs-h6: 16px;
    --fs-p: 15px;
    --fs-span: 15px;
    --fs-li: 15px;
  }
}

@media (max-width: 575.98px) {
  :root {
    --fs-h1: 34px;
    --fs-h2: 28px;
    --fs-h3: 24px;
    --fs-h4: 20px;
    --fs-h5: 18px;
    --fs-h6: 16px;
    --fs-p: 14px;
    --fs-span: 14px;
    --fs-li: 14px;
  }
}

/* =========================================================
   21. RESPONSIVE — LAYOUT
========================================================= */

@media (min-width: 576px) {
  .preloader-inner {
    width: 155px;
    height: 155px;
  }

  .preloader-brand-name {
    font-size: 26px;
  }

  .preloader-brand-sub {
    font-size: 7px;
    letter-spacing: 4px;
  }
}

@media (max-width: 1199.98px) {
  .expert-contact {
    display: none !important;
  }

  .insurance-mega-grid {
    grid-template-columns: 1fr 1fr 1fr;
  }

  .insurance-mega-feature {
    display: none;
  }

  .main-header .nav-link {
    padding-left: 9px !important;
    padding-right: 9px !important;
    font-size: 12px;
  }

  .main-header .nav-link::before {
    left: 9px;
    right: 9px;
  }

  .mega-menu-inner {
    grid-template-columns: 1fr 1fr 1fr;
  }

  .mega-feature {
    display: none;
  }
}

@media (max-width: 991.98px) {
  .sw-about-exp-card {
    left: 0;
  }

  .sw-about-badge {
    right: 0;
  }

  .sw-hero {
    padding-top: 100px;
  }

  .sw-hero-graphic {
    height: 340px;
    margin-top: 2.5rem;
  }

  .topbar {
    display: none;
  }

  .main-header .navbar {
    min-height: 74px;
  }

  .main-header .navbar-collapse {
    display: none !important;
  }

  .insurance-mega-menu {
    display: none !important;
  }
}

@media (max-width: 991px) {
  .sw-cta-box {
    padding: 40px 28px;
  }

  .sw-cta-phone,
  .col-lg-4.text-lg-end {
    justify-content: flex-start !important;
    text-align: left !important;
  }
}

@media (max-width: 767.98px) {
  .section-space {
    padding: 50px 0;
  }
}

@media (max-width: 575.98px) {
  .sw-hero {
    min-height: auto;
    padding-top: 70px;
    padding-bottom: 60px;
  }

  .sw-hero h1 {
    font-size: clamp(2.3rem, 11vw, 3.2rem);
  }

  .sw-hero-graphic {
    height: 300px;
  }

  .sw-stat-num {
    font-size: 1.5rem;
  }

  .sw-stat-label {
    font-size: 0.65rem;
  }

  .main-header .navbar {
    min-height: 68px;
  }

  .brand-name {
    font-size: 27px;
  }

  .mobile-offcanvas .offcanvas-header {
    padding: 18px 20px;
  }

  .mobile-offcanvas .offcanvas-body {
    padding-right: 20px;
    padding-left: 20px;
  }
}